Medical Insurance
The University at Buffalo requires all full-time domestic students and all international exchange students to carry sufficient medical insurance coverage for the duration of their academic registration at UB. All full-time domestic students (Full time is defined as undergraduates with 12 credit hours or more and graduate/professional students with 9 credit hours or more.) and all international exchange students (1 credit hour or more) will be automatically assessed the insurance premium to their student account and enrolled in the University's health insurance program. Domestic students are insured through AETNA Student Health and International students through HTH Worldwide Insurance Services.
If you have private coverage through your parents, spouse or employer, you may qualify for a waiver of the University's plan. In order to qualify for waiver of the University's insurance policy, your private insurance must provide comparable or more comprehensive coverage than the University's plan while also providing non-emergency coverage for lab, x-ray and physicians visits in the Buffalo, NY area. Students may be required to provide written confirmation of their policy benefits in order to complete the wavier process. For a complete list of requirements please contact the SBI Student Medical Insurance Office located at 223 Student Union. Domestic students must perform the waiver online and international exchange students must send a paper waiver form along with a copy of their private insurance card to the Student Medical Insurance Office. All information outlining deadlines and requirements as well as the online waiver portal and the international exchange student paper waiver PDF file are available at www.healthinsurance.buffalo.edu 
.